# Welcome to Degen Wallet
Welcome to an extraordinary expedition with us, where the spirit of the daring prevails, and challenges are seen as potential victories. At Degen Wallet, we don't just create Web3 wallets; we craft an unparalleled experience for venture capital enthusiasts and those seeking high-performance opportunities. Your journey begins here, where every obstacle transforms into a probable triumph. # Story
## The Story Embarking on our exhilarating journey, we draw inspiration from the ancient Greek reverence for fire and power, epitomized by the symbolic Olympic flame. In the heart of ancient Greece, the flame was more than just a source of light; it symbolized the indomitable spirit of the adventurous Degeneres. The commencement of the Olympics witnessed a captivating ritual: the lighting of a grand cauldron on Hera's altar. This ritual, steeped in tradition, infused the Games with a profound sense of significance. The flame, flickering and dancing, became a beacon of victory, an emblem of glory, and a manifestation of strength that echoed across the ages. As the flame blazed, so did the fervor of the athletes, each step they took resonating with the legacy of ancient champions. In our pursuit of excellence at Degen Wallet, we too honor this tradition. Our commitment is not merely to craft Web3 wallets, but to kindle the flame of unparalleled experiences for venture capital enthusiasts and high-performance seekers. In the luminosity of this metaphorical flame, we invite you to join us on a journey where challenges are not obstacles but stepping stones to triumph. Let the fire within you be ignited, as we embrace the ethos of the Degenerate spirit and usher in an era of victories, glory, and enduring strength. Your adventure with Degen Wallet has just begun, where the flame of opportunity burns eternally bright. **1. The Genesis and Heart of Degeners** Embark on a profound exploration of the Degeners culture with Degen Wallet, a cryptocurrency project that goes beyond the ordinary. This unconventional spirit is characterised by daring individuals who are unafraid to face challenges. This is more than a course of action; it's a philosophy, and Degen Wallet is where the daring and the fantastic will find a home. **2. Riding the Wave of Consumer Demand** Degen Wallet's in-depth familiarity with consumer wants and needs makes it more than a concept. A group of users is seeking profitable venture capital opportunities, and we get that. This is the driving force behind our creation of Degen Wallet, a community for genuine explorers. **3. Degener's Special Web3 Wallet** A regular wallet isn't the Degen Wallet. Our mission is to become the premier Web3 wallet for venture capitalists, a haven where the community can revel in its coziness while enjoying all our features. **4. Top-Notch Venture Capital Attributes** Staking, high APR farming, AI agents, and derivatives are some of the high-performance but risky investment features we're dedicated to developing. Features like these also present chances for the community to benefit from innovation and see profits rise. **5. A Resilient Foothold in the Degener Ecosystem: A Vision for the Future** The Degen Wallet plays a crucial role beyond a simple wallet in the Degener ecosystem. In the future, we hope that Degen Wallet will serve as a one-stop shop for explorers and help shape new crypto cultures and trends. Where natural risk-takers can discover limitless investment opportunities and reignite their Degenerate spirit: Degen Wallet. Join us on this exciting adventure as we immerse ourselves in our world! # Mision & Vision
## Our Vision: To Be the Premier Web3 Wallet for All Things Degener We aspire to construct the ultimate Web3 wallet catering to the vibrant Degener community. Dive into a realm where cutting-edge features and genuine community support seamlessly guide you through the dynamic cryptocurrency market. This venture transcends a mere project; it's a haven where risk-takers find their tribe. ## Mission: Streamlining and Amplifying Passive Income Opportunities We don't just build wallets; we pave the way for effortless and lucrative passive income. Our goals encompass: 1. Effortless and Swift Passive Income Generation: Forge an environment that welcomes everyone to effortlessly generate passive income through distinctive features like Staking, Farming High APR, Snipe Bot, and Derivatives. Our solutions cater to both seasoned professionals and newcomers in the challenging world of venture capital. 2. Seamless Transactions for the Degener Community: Craft a user-friendly interface, streamlining registration and transaction processes to provide an unparalleled experience for our user community. Our enhanced wallet features ensure swift, transparent, and secure transactions every time users step into the cryptocurrency market. 3. Optimizing Features for Venture Investment with Unparalleled Safety: Dedicate ourselves to continuous research and development, introducing new and optimized features to meet the demands of high-risk investments with top-notch safety. We furnish essential information and tools empowering Degeners to make astute decisions, manage risks, and optimize their investment performance. More than a project, we stand as a beacon of encouragement for adventurers, aiding them in conquering financial goals and infusing profound meaning into the world of cryptocurrency. Join us in making history and scripting new success stories in this daring landscape!
# IDO
Sales round parameters and capital raised 1.000.000 DGW in sales Seed Sale: 1.000.000 DGW ## Distribution: * Seed: TGE 10%, Cliff: 6 months, Vesting: 10 months | Round | Price | | --------- | -------------- | | Seed Sale | 0.0001 ETH/DGW | # The Core Team Degen Wallet was created with the collaboration of the two founders: Professor Mark Kinch and Mr. Yaman Rifare.

Profile of CEO Yaman

Profile of Chairman Mark

# Smart Wallet
Degen Wallet transcends the realm of a mere intelligent wallet; it serves as a pivotal bridge between the cryptocurrency domain and the adventurous spirit of decentralized finance. Here are the distinct advantages that Degen Wallet brings to the table: 1. **Unique Features:** Degen Wallet doesn't just offer a secure storage solution; it provides a unique platform. With features like Staking, Farming High APR, Snipe Bot, and Derivatives, our aim is to create unparalleled opportunities for high-performance venture investments. 2. **User-Friendly Interface:** At Degen Wallet, user experience is paramount. Our interface is meticulously crafted for both convenience and ease of use, ensuring that users can navigate transactions seamlessly. 3. **High Safety and Security:** Security is not just a priority; it's embedded in the core of Degen Wallet. We employ cutting-edge security technology to safeguard user accounts and assets, ensuring airtight protection in every transaction. 4. **Community Interaction:** Degen Wallet goes beyond being a tool; it's a platform for knowledge-sharing and community interaction. Engage in discussions, share opinions, and access real-time market information within our vibrant community. 5. **Community Financial Support:** Empowering users to earn passive income is a core feature of Degen Wallet. We foster a supportive community where mutual success is not just encouraged but actively supported. 6. **Sincerity and Honesty:** In embodying the Degener spirit, Degen Wallet reflects the genuine commitment of our development team to the community. Sincerity and honesty are the guiding principles that drive our every endeavor. 7. **Continuous Updates and Development:** Degen Wallet is not static; it's a dynamic entity committed to staying at the forefront of the cryptocurrency space. Our dedication lies in continuous updates and development, ensuring that we evolve alongside the latest trends and innovations in the industry.
# Real-Yield Investment
**Professional Deployment of Degen Wallet's Issuing and Real-Yield Investment** \ **Degen Wallet is thrilled to unveil its latest innovations:** Introducing DGW, the wallet token (50 million tokens), and DGE, the cornerstone token (25 million tokens). The DGW mining system opens doors to unique investment opportunities and consistent profits within our community. Our project's financial backbone, fueling returns for investors, stems from the dynamic realms of lending and borrowing. **Engaging Farming Mechanism:** Harness the power of USDT and DGW to cultivate DGW with an open investment starting from $100. Reap the rewards with a remarkable 10% monthly profit from your investment package. For DGW investors, your profit value seamlessly converts into USDT upon package activation. **Completion and Upgrade Package:** Witness the culmination of your investment package as it concludes upon achieving 200% of its initial value (inclusive of principal and interest). Unlock the potential to cumulatively upgrade your investment packages. Receive Complimentary DGE When Engaging in DGW Mining: **DGE Giveaway:** Investors participating in DGW mining will be incentivized with DGE token at a rate of 50% of the investment amount, easily added to their wallets. **DGE Utility:** Hold onto your DGE, anticipating a future listing on exchanges for potential sales. Alternatively, explore staking opportunities, offering stable profits within the structured 12- and 18-month clock cycles. **Revolutionary Pool System and Fee-Cutting Mechanism:** As DGW injects liquidity into the pool, each transaction undergoes a fee-cutting mechanism. A portion of these fees contributes to coin burning, enhancing authenticity and diminishing the overall supply. Degen Wallet is unwavering in its commitment to sculpting a diverse ecosystem, offering enticing venture investment prospects, along with a suite of user-friendly features. Join us in this exciting journey, as we explore and relish the boundless possibilities together! # Refferal
## **Direct Commissions \[1]** Receive a commission for the amount a team member activates in the investment package. "You will receive a 5% commission." ## Interest Bonus on your system \[2] You will receive income when your team members enable quantitative trading and make profits. | **Floor** | I**nterest** | **Bonus conditions** | | --------- | ------------ | -------------------- | | F1 | 20% | 1 F1 Direct member | | F2 | 15% | 2 F1 Direct member | | F3 | 5% | 2 F1 Direct member | | F4 | 5% | 3 F1 Direct member | | F5 | 5% | 3 F1 Direct member | ## **Bonus on Sponsor's Interest \[3]** | Bonus Rate | Bonus Conditions | | -------------- | ------------------------------------------ | |


10%

| x5 F1 (Direct members), each invests $1000 | ## System Level Reward \[4]: | R**ank** | **Condition** | **Reward** | | -------- | --------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------- | | Bronze | You invest a minimum of $500. Directly introduce five members. System sales reach $50,000. All weak branches have a minimum total amount of $20,000 | 10% interest on system interest | | Silver | You invest at least $2,000. There are two Bronzes in two different branches. System turnover: $130,000 | 20% interest on system interest | | Gold | You invest a minimum of $4000. There are two Silvers in two different branches. System turnover reaches $300,000. | 30% interest on system interest | | Platinum | You invest at least $10,000. There are two Golds in two different branches. System turnover reaches $1,000,000 | 40% interest on system interest | | Diamond | You invest at least $30,000. There are two Platinums in two different branches. System sales reach $5,000,000. | 45% interest on system interest | ## Equal Level Bonus \[5] You will receive 5% of your downline's income when they are at the same level as you. ## Global Bonus \[6] All members reaching the Diamond rank will equally share 5% of global profits.
## **THE LINE LEADER CAN RECEIVE THE MAXIMUM REWARD OF 300% THEIR PERSONAL DEPOSIT** Example: If your personal deposit is $10,000. Your maximum income is $30.000 no matter what level you are. If you want to maximize your reward, you need to upgrade your personal deposit. The incomes that are being counted in this maximum rewards include: * Static interest ([10% monthly](/product/real-yield-investment)) * Direct commission \[[1](#direct-commissions-1)] * Interest Bonus on your system \[[2](#interest-bonus-on-your-system-2)] * Bonus on Sponsor's Interest \[[3](#bonus-on-sponsors-interest-3)] * System Level Reward \[[4](#system-level-reward-4)] * Equal Level Bonus \[[5](#equal-level-bonus-5)] * Global Bonus \[[6](#global-bonus-6)] # Lending Borrowing
\ The composability of the DeFi ecosystem implies that risks from an individual component flow into all dependent systems. Liquidity stands as the lifeblood of the Degen Wallet, fueling its operations and enhancing user experiences. This documentation unfolds a framework tailored to assess token risk for V3 of the Degen Wallet. The risk methodology takes into account market, counter-party, and smart contract risks associated with the tokens selected for the Degen Protocol. Its goal is to contribute to elevated risk standards within the dynamic landscape of DeFi. In the realm of professional cryptocurrency investment, understanding and mitigating these risks are crucial for navigating the ever-evolving terrain of decentralized finance. As a seasoned crypto investor, it's imperative to stay informed and adopt robust risk management practices to thrive in the world of digital assets. # Introduction The Degen Wallet, a trailblazer in the realm of decentralized finance, emerges as a non-custodial liquidity powerhouse, revolutionizing the landscape of supplying, borrowing, and interest-earning on a diverse array of cryptoassets. Within the dynamic domain of Degen Wallet, liquidity isn't just a metric; it's the life force propelling essential protocol operations. Picture a world where borrowing assets, backed by collateral, and claiming supplied assets seamlessly intertwine with earning interest – this is the ecosystem we're shaping. The heartbeat of the protocol resonates through the utilization ratio, a dynamic gauge unveiling the current borrowed share against the expansive Degen supply for each asset. This metric is more than a number; it's the pulse, dictating the fluidity of operations. In the world of Degen Wallet, liquidity is not a luxury; it's an imperative for unhindered operations. Venturing into the audacious landscape of Degen Wallet, we grasp the pivotal significance of mitigating liquidity risk. Our arsenal comprises a sophisticated borrow interest rate model and cutting-edge sources of aToken liquidity. These tools aren't mere precautions; they're the guardians ensuring seamless financial operations, paving the way for an effortless journey for every daring participant. Embark on this audacious frontier with Degen Wallet, where liquidity isn't just a metric – it's the driving force propelling us toward new horizons of decentralized financial excellence. Unleash the potential of your cryptoassets with us, where every transaction reverberates with the expertise of a seasoned crypto connoisseur. # Borrow Interest Degen Wallet's interest rate algorithm is meticulously fine-tuned to navigate liquidity risk and optimize utilization. Borrow interest rates are intricately linked to the Utilization Rate, a crucial metric indicating the availability of capital within the pool. This interest rate model serves as the guardian of liquidity risk in the protocol, dynamically incentivizing user actions to maintain a robust liquidity environment.\ **Interest Rate Model** Liquidity risk materializes when utilization is high, becoming more critical as it approaches 100%. Adapting to this constraint, the interest rate curve is bifurcated around an optimal utilization rate . Before this point, the slope is gradual; afterward, it steepens. ## The interest rate follows the model: $$ Interest Rate=Base Rate+( Slope 1+Slope 2×Utilization Rate Utilization Rate ) $$ In the technical implementation of the borrow rate, the calculateCompoundedInterest method relies on an approximation, primarily impacting high interest rates. The resulting actual borrow rate is as follows: * When the borrow interest rates increase slowly with utilization. * When the borrow interest rates increase sharply with utilization, exceeding 50% APY if liquidity is fully utilized. Both the variable and stable interest models are derived from the formula above, as outlined in the Whitepaper, with unique parameters for each asset. **Model Parameters** Firstly, it's crucial to distinguish assets primarily used as collateral (i.e., volatile assets), requiring continuous liquidity for liquidations. Secondly, the asset’s liquidity in Degen Wallet is pivotal; the more liquidity, the more stable the utilization. Assets with lower liquidity should have more conservative interest rates. Consideration of market conditions is key (i.e., how the asset can be used in the current market?). Degen Wallet’s borrowing costs must align with market yield opportunities, avoiding rate arbitrage where users are tempted to borrow all liquidity on Degen Wallet to exploit higher yield opportunities. With the surge of liquidity mining, Degen Wallet adjusted its borrowing costs by lowering the Uoptimal of the affected assets. Although this increased borrow costs, they are now partially offset by liquidity rewards. **Variable Interest Rate Model Parameters** Variable rate parameters: * Base Variable Borrow Rate * Variable Rate Slope 1 * Variable Rate Slope 2 **Stable Interest Rate Model Parameters** Stable rate parameters: * Base Variable Borrow Rate * Variable Rate Slope 1 * Variable Rate Slope 2 * Stable to Total Debt Ratio While the stable rate provides predictability for the borrower, it comes at a cost, with interest rates higher than the variable rate. Assets most exposed to liquidity risk do not offer stable rate borrowing. The stable rate model's base rate corresponds to the average market rate of the asset. **Stable Interest Rate Rebalance** Under certain conditions, the protocol allows stable rates to be rebalanced to prevent a large percentage of liquidity being borrowed at a stable rate below the market variable rate. In V3, the condition for rebalance is if the current supply rate <= supply rate if all borrows are variable \* 0.9, smart contract reference. **V3 Interest Rate Parameters** The interest rate parameters for V3 markets are deployed with three interest rate strategies calibrated per cluster of assets that share similar risk profiles. **Rate Strategy Volatile One** Volatile assets needing constant liquidity are calibrated at a low Optimal Utilization Ratio: * AAVE, BAL, CRV, DPI, GHST, LINK, SUSHI, WAVAX, WBTC, WETH, WFTM, WMATIC, WONE **Rate Strategy Stable One** Low liquidity stablecoins have a lower Optimal Utilization Ratio than those with higher liquidity: * DAI **Rate Strategy Stable Two** High liquidity stablecoins calibrated to lower rates to encourage borrowing: * SUSD, USDC, USDT, EURS, JEUR, AGEUR When market conditions change, interest rate parameters must adapt to utilization on Degen Wallet's market and incentives across DeFi. **Supply rate** The borrow interest rates paid are distributed as yield to aToken holders who have supplied to the protocol, excluding a share of yields sent to the ecosystem reserve defined by the reserve factor. This interest rate is generated on the borrowed-out asset and then shared among all liquidity providers. The supply APY, , is: $$ Supply APY=(Utilization Ratio×Variable Borrow Rate×(1−Reserve Factor))+(Stable Borrow Rate×Stable Debt Ratio×(1−Reserve Factor))Supply APY=(Utilization Ratio×Variable Borrow Rate×(1−Reserve Factor))+(Stable Borrow Rate×Stable Debt Ratio×(1−Reserve Factor)) $$ You can view the protocol's deposit APY on the Degen Wallet App for each asset. The average Supply APY over a period also includes Flash Loan fees. # Degen Mode
## Degen Mode Features: 1. **Fast Transaction:** 1. Auto Approve: Degen Mode provides a fast and smooth trading experience with the Auto Approve feature. No more fussing with traditional confirmation steps; you can make transactions with just one touch. 2. Accelerated Transactions: You will have the ability to speed up transactions quickly with just a simple gesture. Degen Mode is designed to help you place orders and perform trading steps quickly and conveniently. 2. **AI Integration:** * AI Powered Transactions Right on Your Wallet: Degen Mode is a regular trading tool and integrates AI agents, allowing you to make transactions right on your wallet. No third-party software is needed. Forget about using third-party software. Degen Mode helps you confidently perform transactions without requiring support from other applications. * No third-party software is needed. Forget about using third-party software. Degen Mode helps you confidently perform transactions without requiring support from other applications. 3. **Self-Managed Money and Private Key:** * Degen Mode brings convenience and ensures absolute safety. You manage your funds and private keys entirely without sharing information with any third parties. **Ready for the Adventure:** Degen Mode is not just a feature but a tool to help you powerfully face the world of cryptocurrency. With its fast trading feature and integrated AI Powered Agents, Degen Mode will be the ideal companion for risk-takers who want to push the limits and set big goals in the crypto world. Activate Degen Mode and prepare for your adventure!
# How to Use
## INSTALL DEGEN WALLET 1. **IOS**
1. **Web Extension** # Business Model
**Degen Wallet's Professional Business Model:** #### **Money In:** 1. **User and Team:** * User: Degen Wallet's users are the primary source of income, participating in unique features and venture capital opportunities. * Team: Degen Wallet management and development department, ensuring the continuity and efficiency of the ecosystem. #### **Protocol:** 2. **Protocol: System Platform** * Degen Wallet operates as a protocol platform, connecting users and investment opportunities securely and conveniently. * Degen Wallet provides features such as Staking, Farming High APR, Snipe Bot, and Derivatives to optimize venture investment opportunities. #### **Investment:** 3. **Investment: Multi-Directional Income Source:** * **Lending and Borrowing:** Degen Wallet creates opportunities for users to participate in lending and borrowing projects, creating a source of income for the whole community. * **App Developer:** Support developers through Degen Wallet's features and services, generating revenue from creativity. **Interest arising from investment:** 4. **Interest arises in two directions:** * **Return Profits to Investors:** Degen Wallet is committed to sharing profits fairly with investors, increasing trust, and developing together. * **Return to the Ecosystem Development Fund:** Part of the profits will be returned to the ecosystem development fund to continuously research, develop new features, and expand the influence of Degen Wallet. #### **Closing:** Degen Wallet is an ordinary wallet essential to the cryptocurrency ecosystem. Our professional business model helps maximize user value while ensuring the ecosystem's sustainability and continuous development. Let's build an adventurous and groundbreaking future together with Degen Wallet! # Tokenomic 1\. **Total Supply** * **50 Million DGW:** Total amount of DGW tokens issued. | Name | Information | | ------------ | ------------------ | | Token Name | Degen Wallet Token | | Symbol | DGW | | Blockchain | Arbitrum One | | Total Supply | 50.000.000 | #### 2. **IDO (Initial DEX Offering):** * **IDO: 2%** * Seed Sale: 2% for angel investors in the project and early supporters #### 3. **Passive income** * **Passive income: 40%** * The profits generated from features such as Staking, Farming High APR, Snipe Bot, and derivatives will be shared with the user community. 4. **Liquidity** * **Liquidity: 18%** * 18% of total supply will be evenly distributed and added to the liquidity pool on DEX and CEX #### 5. **Team:** * **Team: 10%** * For the development and management team of Degen Wallet as a reward and encouragement. This item is going to be locked within 24 months. Then, we run vesting 10% per month. #### 6. **Marketing:** * **Marketing: 3%** * Promotional and marketing strategies to increase awareness and the presence of Degen Wallet in the market. #### 7. **Treasury:** * **Treasury: 20%** * Used for fund management and ensuring flexibility in developing and expanding the Degen Wallet ecosystem. It is locked within 6 months. #### 8. **Community:** * **Community: 7%** * Used for fund management and ensuring flexibility in developing and expanding the Degen Wallet ecosystem #### **Note:** This tokenomic describes how DGW is distributed and used, ensures fairness, encourages community participation, and supports the sustainable development of Degen Wallet.
# Liquidity Pool Information Here we publish all information related to our Pool Listing 1. When listing on Liquidity Pools, we will cut 30%-50% fee on the value of the buying orders. This fee will be moved to the burn address to increase the price of DGW. 2. We will stop this method when the pool liquidity fund reaches $1,000,000 or when we close the ARB/USDT investment portal, then the fee will become 0%. # Degen Wallet Roadmap \ **Phase 1: Product Development Q2 - 2023** * Conceptualization * Team Formation * Core Product Development * Partner Search * Website Released **Phase 2: Testing Q2 - 2024** * Run marketing campaign * Launching wallet, lending-borrowing platform * Introduce passive income platform * Reward and promotion for users * Initial Degener Coin Offering **Phase 3: Expansion Q4 - 2024** * Promote cooperation campaigns with big exchanges * List DGW coins on major exchanges such as OKX, KUCOIN, BINANCE, COINBASE * Introduce IDO Launchpad * Introduce DEGEN EX decentralized exchange
**Phase 4: Ecosystem Development 2025** * Organize and attend blockchain community Events * Launching the DEGEN FUTURE ONCHAIN trading platform * Launching FOREX WEB3 trading platform on Blockchain * Launching GameFi * Launching SocialFi
# Terms of service **Degen Wallet Terms of Service Agreement Last Updated:**\ **1 February 2024 Degen wallet (hereinafter referred to as, “Degen wallet”, “the Company”, “ourselves”, “we” or “us”). We offer you the use of Degen wallet l website (the “Site” or “Website”) and the services provided by Degen wallet, subject to this Term of Service Agreement, Degen wallet privacy policy and/or other agreement(s) or polic(ies) in relation to Degen wallet and/or our service(s). (this Term of Service Agreement, Degen wallet’s privacy policy, and/or other agreement(s) or polic(ies) in relation to Degen wallet and/or our service(s) are referred together as the “Agreement”). THIS AGREEMENT CONTAINS THE TERMS AND CONDITIONS THAT GOVERN YOUR ACCESS TO USE OF THIS SITE AND/OR OUR SERVICES, AND IS AN AGREEMENT BETWEEN YOU OR THE ENTITY YOU REPRESENT (“YOU” OR “YOUR”). PLEASE READ THE AGREEMENT CAREFULLY BEFORE USING OUR SITE OR OUR SERVICE, AND REVIEW THEM PERIODICALLY AND REGULARLY FOR CHANGES. BY VISITING THE WEBSITE, OR USING ANY OF OUR SERVICES OR BY DOWNLOADING OR USING ANY PRODUCTS DEVELOPED AND/OR OWN BY Degen wallet, YOU AGREE TO BE BOUND BY THE AGREEMENT AND AGREE THAT SUCH AGREEMENT CONSTITUTE A LEGALLY BINDING AGREEMENT BETWEEN YOU AND US. IF YOU DO NOT AGREE TO BE FULLY BOUND BY ALL OR ANY OF THE AGREEMENT, YOU SHOULD EXIT THE SITE IMMEDIATELY AND NOT TO MAKE ANY USE OF THE WEBSITE, OUR SERVICES OR OUR PRODUCTS. PLEASE NOTE THAT WE RESERVE THE RIGHT, AT OUR SOLE DISCRETION, TO REVISE, AMEND, UPDATE, DELETE PART OR THE ENTIRE THE AGREEMENT, AT ANY TIME WITHOUT NOTICE.** 1. DEFINITIONS “API” means an application program interface. “Competent Jurisdiction” means any jurisdictions, countries, states, administrative regions or others which having the legal and authority power over Degen wallet and the Users. “Digital Asset” means all class of digitalized assets including crypto assets, cryptocurrencies, virtual assets, blockchain-based assets, digital tokens, virtual tokens, etc., but excluding any government issued digital assets or currency, or any digital assets deemed as securities in any competent jurisdictions. “Wallet” means a digital assets wallet stores private keys and intend to keep digital assets safe and accessible, and allowing owner to send and receive digital assets. “Excluded Person” means a User who is prohibited, restricted, unauthorized or ineligible to access the Website or to use the Service under any laws, regulatory requirements, or rules in the jurisdiction applicable to such User. BTCDirect Terms of Use: “Mnemonic Words” means a set of random words generated by a Wallet at the time of set up, which allow a User to set up the same Wallet again on a different device, phone or browser, or to recover User’s Private Key. “Personal Information” means information recorded in electronic or any other form which may identify a person when used alone or in combination with other information, including but not limited to name, date of birth, identification card number, passport number, address, telephone number, bank or credit card number, e-mail address, wallet address, mobile device information, IP address, transaction record, but excluding Private Key or any password set by a User. “Privacy Policy” means the privacy policy of Degen wallet and its associated or affiliated entities updated from time to time. “Private Key” is a secret number that is used in cryptography which used to verify transactions and prove ownership of a blockchain address. “Degen wallet” means Hardware Wallet, Mobile Wallet and Extension Wallet which is developed and produced by Degen wallet. “Third-Party Service” means the products and services provided by the third parties such as third-party-developed decentralized applications, centralized digital assets exchange, decentralized digital assets exchange, centralized NFT marketplace, decentralized NFT marketplace, data or information service provider and/or all products and services provided by a party other than Degen wallet and/or its associated or affiliated entities which User may be able to connect via Degen wallet. “User”, “your”, “you”, “he/she” or “his/her” means the individual or entity using or accessing this Website or using any Service(s) provided by the Company. 2. SERVICE 2.1 The Website enable to Users to acquire information related to SafePal, its products and its services listed, post or linked to the Website. The products and services provided by Degen wallet includes the following: a. Hardware wallet (“Hardware Wallet and Accessories”); b. Smartphone or mobile phone application wallet (“Mobile Wallet”); c. Internet or website browser (e.g. google chrome) extension (“Extension Wallet”); d. API connecting User with Third Party Services; e. Mini program to connect User with Third Party Service; and/or f. Any services or products to be provided by Degen wallet in the future which stated and stipulated on the Website. (collectively, “the Service”) For the avoidance of doubt, notwithstanding the Service provided by SafePal may enable User to sale and purchase, exchange, trade, swap, or in any manner transact digital asset with fiat currency or another digital asset (“Digital Asset Transactions”), such Digital Asset Transaction or any similar services are not provided by Degen wallet but by a third party. Degen wallet is a technology provider or technology service providing facilitating User’s Digital Asset Transaction with a Third Party Service Provider (defined hereinblow). 2.2 Hardware Wallet and Accessories. Degen wallet offers the sales of Hardware Wallet and Accessories on the Website, and may provide ordering, post-sales and community support for User’s purchase of Hardware Wallet and Accessories, subject to Degen wallet’s sole discretion and availability. The availability of any Hardware Wallet and Accessories, its price,shipping availability, shipping policy and other terms and conditions for the sales and purchase of Hardware Wallet and Accessories may be changed from time to time by Degen wallet. Degen wallet has no responsibility or obligation to inform any user of any changes, and User agrees and acknowledges he/she shall access to the Website for any update information in relation to Hardware Wallet and Accessories. 2.3 Degen wallet. User agrees and acknowledges, in relation to Degen wallet, that: a. Degen wallet only supports those digital assets(s) made available by Degen wallet and Degen wallet l has the sole discretion as to the implementation, and the timeline of implementation any particular digital asset to Degen wallet. The User may only use Degen wallet to receive, transfer, store, or in any manner manage the digital assets supported by Degen wallet; b. Degen wallet may allow user to create password, setup biometric identification, or a pattern lock for login to the User’s Degen wallet and/or to receive, transfer, authorize, approval any transaction of digital assets by signing Private Key with your Degen wallet. The User shall have the sole responsibility to safeguard and backup its password, biometric identification, or pattern lock, and Degen wallet shall not have any liability arising from any loss, misuse, unauthorized use, stolen, delete or hacking activities of the password, biometric identification, or pattern lock. For the avoidance of doubt, Degen wallet does not have any responsibility to assist the User to store or recover his/her Private Keys, passwords, pattern lock or Mnemonic Words so as to recover his/her Wallets, or to report or freeze any stolen, hacked or unauthorized use of Wallets. . c. Degen wallet may from time to time provides update or upgrade to Degen wallet, but is not under obligation to do so, and that the User shall proactively update the Degen wallet for its optimal function. d. Notwithstanding Degen wallet may provide transactions record on Degen wallet, the User shall refer to blockchain for the authentic and accurate records. 2.4 Personal Information. During your use of our Service, we may retain your Personal Information in order to provide services to you and/or to comply with laws, rules or regulations under any Competent Jurisdictions depend on the which Service you are using. We only retain those Personal Information necessary to provide our Service and to comply with laws. For instance, we may retain your identity information and/or payment information if you purchase Hardware Wallet and Accessories, and we may retain your IP address and your device information if you use our Mobile Wallet and Extension Wallet. You shall refer to the Privacy Policy for our retention, record and store of your Personal Information. 2.5 Restrictions. Degen wallet may from time to time impose restrictions on Excluded Person to use part of or all of the Service, and that Degen wallet shall determine whether a User is an Excluded Person based on it’s own information and discretion. For the avoidance of doubt, a User who is not an Excluded Person may still be unable to use any of the Third Party Service due to the restrictions imposed by the Third Party. No User is guaranteed to use all Third Party Service. Degen wallet is imposing an IP block against Users from America, but such restrictions may be changed from time to time and the User is encouraged to check with Degen wallet or the Website for any update information. 2.6 Changes. Degen wallet may change or discontinue any or all of the Service or add or remove functionality of any or all of the Service from time to time. Notwithstanding Degen wallet will use commercially reasonable efforts to put on the Website any material change or discontinuation of the Service, we do not guarantee that you will promptly be notified. Any recent update shall be posted or communicated on the Website and/or on any communication channel with the User. 3. THIRD PARTY SERVICE 3.1 As part of the Service, Degen wallet connects User with other Third Party Service providers, whether via API or in other manner, including but not limited to: a. The payment service provider or credit card payment service provider enabling User to purchase Hardware Wallet on the Website; b. Centralized Digital Asset exchange; c. Decentralized Digital Asset exchange and/or any decentralized Digital Asset swap; d. Fiat currency and Digital Asset on-ramp and off-ramp service provider; e. NFT marketplace; f. NFT marketplace’s aggregators; g. Centralized and Decentralized Digital Asset exchange aggregators; h. Decentralized staking and/or earning facilities i. Digital Assets and NFT market data and/or information provider; and/or j. Any other Third Party Service providers which connect with SafePal and made available to the Users from time to time. (collectively, “Third Party Service Provider”) 3.2 The User agrees and acknowledges that: a. The Service provided by Degen wallet is to connect the User to the Third Party Service Provider for providing Third Party Service, and that Degen wallet is not itself a service provider of the Third Party Service. Notwithstanding Degen wallet’s Service may facilitate User to use Third Party Service, all fees, transaction policy, trading policy, exchange procedure, transaction’s terms and conditions, term of service and/or policies or agreements imposed by the Third Party are entered between the User and the Third Party Service Provider (“Third Party Agreements and Policies”). Your use of these Third Party Service is subject to the Third Party Agreements and Policies. Users are encouraged and recommended to read through and accept all Third Party Agreement and Policies prior to using any Third Party Services; b. The User may be required to set up his/her own account with any Third Party Service Providers, and to provide the User’s personal information for such account opening. Notwithstanding SafePal’s Service may facilitate User to open an account with a Third Party via API provided by Degen wallet, the User shall abide by the relevant Third Party Agreements and Policies and provide the User’s Personal Information to the Third Party as requested or required by the Third Party. The User is encouraged and recommended to read through and accept any privacy policy imposed by the relevant Third Party in such regard; c. If the User is using any Centralized Digital Asset Exchange, any Fiat currency and Digital Asset on-ramp and off-ramp service provider or any centralized service provided by Third Party, and such service required the User to make deposit in fiat currencies or digital assets to the Third Party Service Provider, the User’s fiat currencies or digital assets are under custody and hold by the Third Party Service Provider, subject to Third Party Agreements and Policies. The User further acknowledges that such Third Party Service Provider may not be regulated or acquired any licenses, or possess any insurance policies. The User agrees to use the Third Party Service at his/her own risks in such regard. d. Degen wallet does not guaranteed for functions or service’s quality of the Third Party Service; e. The User shall be solely responsible to all risks for using the Third Party Service Provider, including but not limited to security risks, counterparty risks, transaction risks, slippage, hacking, or any exploit of the Third Party; and f. the User shall have the absolute discretion to choose which Third Party Service he/she wishes to engage. 3.3 Account Opening and KYC. As mentioned in clause 3.2(b) above, the User may be required to provide Personal Information for Third Party Service Provider’s account opening and KYC process. All such Personal Information and KYC information are retained and stored in the relevant Third Party Service Provider. Degen wallet does not obtain, store or have access to the User’s Personal Information and KYC information provided to the Third Party Service Provider. 3.4 Restrictions imposed by the Third Party. Each of the Third Party Service Provider may have their rules and policies to accept their clients, according to their respective Third Party Agreements and Policies. A User who has access to the Service may not be able to use Third Party Service. The User shall be abided by the Third Party Agreements and Policies and is encouraged to contact with the relevant Third Party Service Provider if he/she has any inquiry in relation to any restrictions imposed. 3.5 Changes. Third Party Service Provider may change or discontinue any or all of the Third Party Service or add or remove functionality of any or all of the Third Party Service from time to time. Degen wallet do not have the responsibility or obligation to notify or communicate with the User of such changes. The User is encouraged and recommended to acquire updated information directly from the Third Party Service Provider from time to time. 4. fees & payment 4.1 Price of Hardware Wallet. The Use acknowledges that the price of Hardware Wallet and its shipping costs may be changed from time to time without notice to the User. The User shall always refer to the Website for any updated price and shipping fees. 4.2 Service Fees. Degen wallet is entitled to charge the User a fee to use any of the Service. Such fees may include, software license fee, commissions, and/or other type of fees posted on the Website from time to time. Such fee may also be calculated by combining a fee charged by Third Party Service Provider. In any event if we issue an invoice to you for payment of any of the Service, save as the otherwise stipulated in the invoice, you agree to pay within fourteen (14) days from the date of receipt of the invoice, failing which an interest of 8% p.a. shall be imposed on all late payment. SafePal has the sole discretion to revise and amend any fees of the Service, and any update on the fees shall be posted on the Website. You are advised to obtain the updated fee information on the Website from time to time. 4.3 Service Fees charge by Third Party Service Provider. The User acknowledges that a Third Party Service Provider may charge a fee for Third Party Service, including but not limited to trading fees, transaction fees, gas fees, etc. The User further acknowledges and agrees that the Third Party Service Provider may pay a commission to Degen wallet for any User who use Third Party Service via SafePal. The Third Party Service Provider has the sole discretion to revise and amend any fees of the Third Party Service. You are advised to obtain the updated fee information from the relevant Third Party from time to time. 4.4 Tax. You agree that you are responsible to calculate, validate and pay any and all sales, use, excise, import, export, value added, withholding and other taxes and duties assessed, incurred, or required to be collected ( “Taxes”). Degen wallet and its affiliates are not responsible for determining whether Taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction or for reporting any information, to you or any taxation, governing or third authority. You agree to indemnify us and our affiliates against any claim or demand for payment of any fines, penalties, similar charges or costs imposed or incurred as a result of your failure to remit or report any Taxes in connection with any transaction. 5. YOUR RESPONSIBILITY AND OBLIGATION 5.1 Your Wallets. You shall be responsible for all activities of your Wallet(s), regardless of whether the activities are authorized by you or undertaken by you, your agent, staffs, contractors, or any other persons (if applicable). Degen wallet is not responsible for any unauthorized access to your Wallet, including any access occurred as a result of hacking activity arise from the fault on your part, fraud, phishing or any other criminal activity perpetrated by any other persons. You shall also be responsible to ensure that your use of the Wallet does not violate any applicable laws in a competent jurisdiction. 5.2 Security and Backup. You shall be solely responsible for properly configuring and using the Service, in particularly your Wallets, and taking appropriate action to secure, protect and backup your Wallets in a manner that will provide appropriate security and protection, which include your obligations to securely maintain any passwords, pattern lock or Mnemonic Words of your Wallets. You assure that you will not share with any other person, including SafePal or any of our staffs, agents or contractors, any passwords, pattern lock or Mnemonic Words of your Wallets, and we shall not be held responsible for the security usage of your Wallets. 5.3 Personal Information. As mentioned above in Clause 2.4 and 3.2(b), you may be required to provide Personal Information prior to using the Service or Third Party Service. You shall also be responsible for any loss or consequence for not providing your Personal Information. 5.4 Updates. Degen wallet may provide or develop different or updated version of the Service. You are responsible to download, install, use or in other manner utilize the updated version and ensure any software or application is downloaded or installed from Degen wallet but not any unauthorized third party. 5.5 Third Party Service. You are free to choose any Third Party Service from any Third Party Service Provider. You are responsible to conduct any due diligence on any Third Party Service and Third Party Service Provider. When you are using any Third Party Service, you shall also solely be responsible for: a. All transfer or receipt of fiat currencies or digital assets from or to Third Party Service Provider; b. All transaction made by using any Third Party Service; c. All fees, including transaction fees, gas fees, and/or other fees payable to Third Party Service Provider; d. Any network failure or computer system failure; e. All investment and/or transaction decision; f. Tax; and/or g. All penalties, enforcement actions, investigation, and/or any actions or requirements taken by any authority from a competent jurisdiction against you or your use of the Service or the Third Party Service. 6. DATA COLLECTION 6.1 You agree that we may collect, store and use data (including, but not limited to technical information) in connection with your use of the Site ( “Usage Data”). We may also collect information about Users who access through the Website (“User Data”). The Usage Data and User Data is our property. We may use such data to provide our Service to you and to others; to improve the Website; to personalize and enhance the use of the Website; to determine those areas which are useful or popular and those that are less; to keep record of correspondence with you; to address any issues that you are having with the Website or the Service; to evaluate your use, preferences and trends for internal statistical and analytical purposes and in respect of operations and product development 6.2 Degen wallet shall store your Information, including Usage Data and User Data in accordance with our Privacy Policy. 7. OWNERSHIP AND PROPRIETARY RIGHTS 7.1 The Website and the Service, including any contents (which includes all text, images, sounds, music, marks, logos, compilations), material, information, or all related software and technology (which includes all enhancements, derivatives and improvements thereof )and intellectual property rights are the sole property of Degen wallet, and are protected by copyright and other intellectual property laws in competent jurisdictions. Nothing in the Agreement shall grant the User any of such property and/or ownership. 7.2 By providing User the Service, we grant the User personal, revocable, non-assignable, non-perpetual and non-exclusive right to access and use the Website and any software or technology associated with the Service as a licensee, provided that you fully comply with the Agreement. You agree not to, or attempt to: (a) modify, distribute, alter, tamper with, repair, or otherwise create derivative works of any software or technology associated with the Service; (b) reverse engineer, disassemble, or decompile any software or technology associated with the Service; (c) access or use the Service in a way intended to avoid incurring fees or to providing service to another persons; or (d) resell or sublicense any software or technology associated with the Service. 7.3 You shall not remove any copyright, trademark or other proprietary notices that have been placed on the Website. 7.4 You shall not exploit the Website in any unauthorized way whatsoever, including but not limited to trespass or materially burden network capacity and you shall not use the Website for any illegal or immoral purpose, or in violation of any applicable laws and regulations, such as laws governing intellectual property and other proprietary rights, data protection and privacy, anti-money laundering and currency control. You acknowledge that you are fully responsible for satisfying any legal and regulatory requirements applicable in the Competent Jurisdictions. 7.5 We reserve the right to apply limits on the use of the Website, for example, by limiting the available functions or features of the Service. We further reserve the right to publish such limitations, make them different from User to User, or change such limitations at will, in each case in our sole discretion. 8.TERMINATION 8.1 The Agreement shall, in addition to any other terms and conditions, be as agreed between Degen wallet and the User, and in absence of any other indications the Agreement shall commence upon Degen wallet’s acceptance of the User’s access to the Website, and shall remain valid until further written notice is given by Degen wallet. 8.2 Without prejudice to other provisions in the Agreement, Degen wallet may terminate the Website, the Agreement, the Service and all rights granted hereunder immediately and without notice. 8. DISCLAIMER & RISKS 9.1 THE WEBSITE AND THE SERVICE ARE PROVIDED “AS IS.” EXCEPT TO THE EXTENT PROHIBITED BY LAW, OR TO THE EXTENT ANY STATUTORY RIGHTS APPLY THAT CANNOT BE EXCLUDED, LIMITED OR WAIVED, WE AND OUR AFFILIATES (A) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE REGARDING THE WEBSITE AND THE SERVICE, AND (B) DISCLAIM ALL WARRANTIES, INCLUDING ANY IMPLIED OR EXPRESS WARRANTIES (I) OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR QUIET ENJOYMENT OF THE SERVICE, (II) ARISING OUT OF ANY COURSE OF DEALING OR USAGE OF TRADE, (III) THAT THE SERVICE OR THIRD PARTY SERVICE WILL BE UNINTERRUPTED, ERROR FREE OR FREE OF HARMFUL COMPONENTS. 9.2 OUR SERVICE RELY ON EMERGING TECHNOLOGIES, SUCH AS ETHEREUM. SOME SERVICE AND THIRD PARTY SERVICE ARE SUBJECT TO INCREASED RISK THROUGH YOUR POTENTIAL MISUSE OF THINGS SUCH AS PUBLIC/PRIVATE KEY CRYPTOGRAPHY, OR FAILING TO PROPERLY UPDATE OR RUN SOFTWARE TO ACCOMMODATE PROTOCOL UPGRADES, LIKE THE TRANSITION TO PROOF OF STAKE CONSENSUS. BY USING THE SERVICE AND THIRD PARTY SERVICE YOU EXPLICITLY ACKNOWLEDGE AND ACCEPT THESE HEIGHTENED RISKS. YOU REPRESENT THAT YOU ARE FINANCIALLY AND TECHNICALLY SOPHISTICATED ENOUGH TO UNDERSTAND THE INHERENT RISKS ASSOCIATED WITH USING CRYPTOGRAPHIC AND BLOCKCHAIN-BASED SYSTEMS AND UPGRADING YOUR SOFTWARE AND PROCESSES TO ACCOMMODATE PROTOCOL UPGRADES, AND THAT YOU HAVE A WORKING KNOWLEDGE OF THE USAGE AND INTRICACIES OF DIGITAL ASSETS SUCH AS ETHER (ETH) AND OTHER DIGITAL TOKENS. IN PARTICULAR, YOU UNDERSTAND THAT BLOCKCHAIN PROTOCOL, INCLUDING ANY BLOCKCHAIN PROTOCOL DEVELOPED BY Degen wallet, IS A PRODUCT OF DECENRALIATION WHICH YOU HAVE THE FULL CONTROL AND RESPONSIBILITY WHEN YOU USE AND PARTICIPATE IN THE PROTOCOL, INCLDUING , COMMUNICATE OR EXECUTE PROTOCOL UPGRADES, OR APPROVE OR PROCESS ANY BLOCKCHAIN TRANSACTIONS. YOU FURTHER UNDERSTAND THAT BLOCKCHAIN PROTOCOLS PRESENT THEIR OWN RISKS OF USE, THAT SUPPORTING OR PARTICIPATING IN THE PROTOCOL MAY RESULT IN LOSSES IF YOUR PARTICIPATION VIOLATES CERTAIN PROTOCOL RULES, THAT BLOCKCHAIN-BASED TRANSACTIONS ARE IRREVERSIBLE, THAT YOUR PRIVATE KEY AND MNEMONIC WORDS MUST BE KEPT SECRET AT ALL TIMES, THAT Degen wallet WILL NOT STORE A BACKUP OF, NOR WILL BE ABLE TO DISCOVER OR RECOVER, YOUR PRIVATE KEY OR MNEMONIC WORDS, AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY APPROVALS OR PERMISSIONS YOU PROVIDE BY CRYPTOGRAPHICALLY SIGNING BLOCKCHAIN MESSAGES OR TRANSACTIONS. 9.3 YOU FURTHER UNDERSTAND AND ACCEPT THAT DIGITAL TOKENS PRESENT MARKET VOLATILITY RISK, TECHNICAL SOFTWARE RISKS, REGULATORY RISKS, AND CYBERSECURITY RISKS. YOU UNDERSTAND THAT THE COST AND SPEED OF A BLOCKCHAIN-BASED SYSTEM IS VARIABLE, THAT COST MAY INCREASE DRAMATICALLY AT ANY TIME, AND THAT COST AND SPEED IS NOT WITHIN THE CAPABILITY OF Degen wallet TO CONTROL. YOU UNDERSTAND THAT PROTOCOL UPGRADES MAY INADVERTENTLY CONTAIN BUGS OR SECURITY VULNERABILITIES THAT MAY RESULT IN LOSS OF FUNCTIONALITY AND ULTIMATELY DIGITAL ASSETS. 9.4 YOU UNDERSTAND AND ACCEPT THAT Degen wallet DOES NOT CONTROL AND IS NOT RESPONSIBLE FOR THE TRANSITION OF ANY BLOCKCHAIN PROTOCOL. YOU AGREE THAT YOU ALONE, AND NOT Degen wallet, IS RESPONSIBLE FOR ANY TRANSACTIONS THAT YOU ENGAGE IN WITH REGARD TO SUPPORTING ANY BLOCKCHAIN PROTOCOL WHETHER THROUGH TRANSACTION VALIDATION OR OTHERWISE, OR ANY TRANSACTIONS THAT YOU ENGAGE IN WITH ANY THIRD PARTY SERVICE PROVIDER OR TOKEN, INCLUDING TOKENS THAT WERE CREATED BY A THIRD PARTY FOR THE PURPOSE OF FRAUDULENTLY MISREPRESENTING AFFILIATION WITH ANY BLOCKCHAIN PROJECT. YOU AGREE THAT Degen wallet IS NOT RESPONSIBLE FOR THE REGULATORY STATUS OR TREATMENT OF ANY DIGITAL ASSETS THAT YOU MAY ACCESS OR TRANSACT WITH USING THE SERVICE. YOU EXPRESSLY ASSUME FULL RESPONSIBILITY FOR ALL OF THE RISKS OF ACCESSING AND USING THE SERVICE TO INTERACT WITH ANY BLOCKCHAIN PROTOCOLS. 9. LIMITATION OF LIABILITY 10.1 You shall, upon our demand, defend, indemnify, and hold harmless us, and each of our respective employees, officers, directors, and representatives from and against any claims, damages, losses, liabilities, costs, expenses (including but not limited to debt collection expenses) and legal fees (including reasonable attorneys’ fees) arising out of or relating to your use of the Service. If we are obligated to respond to a third-party subpoena or other compulsory legal order or process described above, you shall also reimburse us for legal costs, as well as our employees’ and contractors’ time and materials spent responding to the third-party subpoena or other compulsory legal order or process at our then-current hourly rates. 10.2 The information, software, products, and services published on this Website may include inaccuracies or typographical errors. In particular, Degen wallet does not guarantee the accuracy of and disclaim liability for inaccuracies relating to any information or descriptions displayed on this Website. 10.3 Degen wallet makes no representations about the suitability of the information, software, and Services contained on this Website for any purpose, and displaying or promotion of any digital assets on this Website does not constitute any endorsement or recommendation of investment. Nothing on the Website constitute any investment advice or any inducement of investment. 10.4 In no event shall Degen wallet be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, the use of this Website or the Service, with the delay or inability to use this Website, or for any services obtained through this Website, or otherwise arising out of the use of this Website, whether based on contract, tort, strict liability, or otherwise. 10. MISCELLANEOUS 11.1 Assignment. You will not assign or otherwise transfer this Agreement or any of your rights and obligations under this Agreement, without our prior written consent. Any assignment or transfer without the consent of Degen wallet will be void. We may assign this Agreement without your consent (a) in connection with a merger, acquisition or sale of all or substantially all of our assets, or (b) to any Affiliate or as part of a corporate reorganization; and effective upon such assignment, the assignee is deemed substituted for us as a party to this Agreement and we are fully released from all of our obligations and duties to perform under this Agreement. Subject to the foregoing, this Agreement will be binding upon, and inure to the benefit of the parties and their respective permitted successors and assigns. 11.2 Entire Agreement and Modifications. This Agreement, save as any policies or other agreement posted on the Website, is the entire agreement between you and us regarding the subject matter of this Agreement. Any modification to the terms of this Agreement may only be made in writing. 11.3 Force Majeure. Neither party nor their respective affiliates will be liable for any delay or failure to perform any obligation under this Agreement where the delay or failure results from any cause beyond such party’s reasonable control, including but not limited to acts of God, utilities or other telecommunications failures, cyber attacks, hacking activities, earthquake, storms or other elements of nature, pandemics, blockages, embargoes, riots, acts or orders of government, acts of terrorism, or war. 11.4 Independent Contractor. We and you are independent contractors, and this Agreement will not be construed to create a partnership, joint venture, agency, or employment relationship. Neither party, nor any of their respective affiliates, is an agent of the other for any purpose or has the authority to bind the other. Both parties reserve the right (a) to develop or have developed for it products, services, concepts, systems, or techniques that are similar to or compete with the products, services, concepts, systems, or techniques developed or contemplated by the other party, and (b) to assist third party developers or systems integrators who may offer products or services which compete with the other party’s products or services. 11.5 Severability. If any portion of this Agreement is held to be invalid or unenforceable, the remaining portions of this Agreement will remain in full force and effect. Any invalid or unenforceable portions will be interpreted to effect and intent of the original portion. If such construction is not possible, the invalid or unenforceable portion will be severed from this Agreement but the rest of the Agreement will remain in full force and effect. 11.6 Waiver. No waiver of any term of the Agreement shall be deemed a further or continuing waiver of such term or any other term, and any failure to assert any right or provision under the Agreement shall not constitute a waiver of such term. 11.7 Amendments. Degen wallet reserves the right, at its sole discretion, to change, add or remove portions of these Agreement, at any time. Such notification will be made via the Website and it is your responsibility to review the amended Agreement. Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes and you agree that all subsequent transactions by you will be subject to these Agreement. # Privacy & Policy **By using the Services, you accept the terms of this Policy and our Terms of Use, and consent to our collection, use, disclosure, and retention of your information as described in this Policy. If you have not done so already, please also review our terms of use. The terms of use contain provisions that limit our liability to you and require you to resolve any dispute with us on an individual basis and not as part of any class or representative action. IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY OR OUR TERMS OF USE, THEN PLEASE DO NOT USE ANY OF THE SERVICES.**\ \ **1.** Applicability of this Policy This Privacy Policy applies to the Website and the Services. If you do not agree with the terms of this Privacy Policy, you should not access this Website and use the Services. This Privacy Policy provides you with detail about how we use such Personal Information. We use commercially reasonable physical, electronic and procedural measures to protect your Personal Information. This Privacy Policy does not apply to any anonymized data which cannot be used to identify you. We will not use your personal information for purposes other than those purposes we have disclosed to you in this Privacy Policy without your permission. The Service provided by us include connecting our Users with a Third Party Service Provider or redirecting to a Third Party Service Provider, such as third party decentralized or centralized exchange, or payment service provider, etc, and the Third Party Service Provider may request, collect and/or use your Personal Information. In such cases the collection and the usage of your Personal Information is not bound by this Privacy Policy and we DO NOT request any Third Party Service Provider to share your Personal Information with us. You are encouraged to read through any privacy policy from a Third Party Service Provider before you provide any Personal Information or give consent to the usage of your Personal Information. By visiting, accessing or using our Services or the Website, you acknowledge and agree that we use your personal information as set out in this Privacy Policy, and that Degen wallet is the data controller of your Personal Information processed under this Privacy Policy. This Privacy Policy is intended to explain our privacy practices and covers the following areas: • What Personal Information we may collect • How do we use your Personal Information • Whom we may disclose or share your Personal Information • How we protect your personal information • Your rights and to contact us • Cookies • Modification to this Privacy Policy • Eligibility • GDPR notice • California Residents Notice We may collect the following Personal Information from you when you use our Service. If you purchase Hardware Wallet & Accessories, we may collect: • Contact Information:Your name, address, email address and country information. (Please Note:We delete your contact information on a regular basis) If you use you Mobile Wallet, Extension Wallet, and to connect with any Third Party Services via API or mini program or by any other means, including but not limited to the purpose of conducting Digital Asset Transactions, we may collect: • Wallet information: such as your digital asset wallet address, counterparty wallet address, your transaction history, trading data and associated fees paid. • Transaction Information: the transactions you made using our Services, such as type of transaction, transaction amount, and timestamp. If you access our Website, use any of our Service and/or communicate with us, we may also automatically collect certain computer, device and browsing information such as: • Correspondence: such as your feedback and reply you provide to us, including via email, help chat or other social medial channels. • Online Identifiers and Website usage information: Computer or mobile device information, IP address, operating system, browser type, internet service provider, date or time stamp, clickstream data, user preferences, crash logs and any data we collected on our Website. We will not actively seeking or collecting additional Personal Information from other sources, save and except we may be required by law to get Personal Information about you from public databases. In such case we may combine the information collected with the information we retained to comply with our legal obligations. Such cases may arise when, including but not limited, the use of our Service is related to any fraudulent or other illicit activities.\ \ **2.** USE OF PERSONAL INFORMATION To provide our service We will use your personal information in the following ways: To enable you to access and use the Services To provide and deliver products and services that you may request. To process and complete transactions, and send you related information, including purchase confirmations and invoices To send information, including confirmations, technical notices, updates, security alerts, and support and administrative messages. To comply with law We use your personal information as we believe necessary or appropriate to comply with applicable laws (including anti-money laundering (AML) laws and know-your-customer (KYC) requirements), lawful requests and legal process, such as to respond to subpoenas or requests from government authorities. To communicate with you We use your personal information to communicate about promotions, upcoming events, and other news about products and services offered by us and our selected partners. To optimize our platform In order to optimize your user experience, we may use your personal information to operate, maintain, and improve our Services. We may also use your information to respond to your comments and questions regarding the Services, and to provide you and other users with general customer service. With your consent We may use or share your personal information with your consent, such as when you consent to let us post your testimonials or endorsements on our Sites, you instruct us to take a specific action with respect to your personal information, or you opt into third party marketing communications. For compliance, fraud prevention, and safety We may use your personal information to protect, investigate, and deter against fraudulent, unauthorized, or illegal activity.\ \ **3.** SHARING OF PERSONAL INFORMATION We do not share the personal information that you provide us with other organizations without your express consent, except as described in this Privacy Policy. We disclose personal information to third parties under the following circumstances: Affiliates. We may disclose your personal information to our subsidiaries and corporate affiliates (i.e. our family of companies that are related by common ownership or control) for purposes consistent with this Privacy Policy. Business Transfers. We may share personal information when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets. These deals can include any merger, financing, acquisition, or bankruptcy transaction or proceeding. Compliance with Laws and Law Enforcement; Protection and Safety. We may share personal information for legal, protection, and safety purposes. We may share information to comply with laws, including KYC and AML requirements. We may share information to respond to lawful requests and legal processes. We may share information to protect the rights and property of the Company, our agents, customers, and others. This includes enforcing our agreements, policies, and terms of use. We may share information in an emergency. This includes protecting the safety of our employees and agents, our customers, or any person. Professional Advisors and Service Providers. We may share information with those who need it to do work for us. These recipients may include third party companies and individuals to administer and provide the Service on our behalf (such as bill and credit card payment processing, customer support, hosting, email delivery and database management services), as well as lawyers, bankers, auditors, and insurers. Other. You may permit us to share your personal information with other companies or entities of your choosing. Those uses will be subject to the privacy policies of the recipient entity or entities. We may also share aggregated and/or anonymized data with others for their own uses.\ \ **4.** Cookies Policy We do not use cookies on the Websites. In any event if we adopt cookies, we shall announce it on our Website together with our Cookies Policy.\ \ **5.** Changes to our Privacy Policy We may change the content of our Privacy Policy from time to time in the future. We therefore encourage you to review this policy from time to time to stay informed of how we are using Personal Information. We will change the last updated date above. Any modifications to this Privacy Policy will be effective upon our posting of the new terms and/or upon implementation of the changes to the Website. In all cases, your continued use of the Website or Services after the posting of any modified Privacy Policy indicates your acceptance of the terms of the modified Privacy Policy.\ \ **6.** Eligibility We do not allow access to this Website or use of our Service anyone who is underage at your jurisdiction of residence or at a Competent Jurisdiction. If in a circumstance we learn that we have received any information form an underage person, we shall inform the underage that he/she cannot use the Website or the Service.\ \ **7.** Notice to European Union Residents (“GDPR Notice”) Personal Information With respect to EU data subjects, “personal information,” as used in this Privacy Policy, is equivalent to “personal data” as defined in the European Union General Data Protection Regulation (GDPR). Sensitive Data Some of the information you provide us may constitute sensitive data as defined in the GDPR (also referred to as special categories of personal data), including identification of your race or ethnicity on government-issued identification documents. Under the European Union’s General Data Protection Regulation (GDPR), we are providing this GDPR notice to EU residents. We have already described in Section 3 and Section 4 above as to how we use your Personal Information and how we disclose or share your information. You have the following rights in your Personal Information: • You have the right to information about your Personal Information processed by us as to (a) the processing purposes; (b) the categories of Personal Information being process; (c) the recipient or categories of recipient who Personal Information have been disclosed to; (d) the planned duration of Personal Information to be stored; (e) the deletion or restricting the processing of Personal Information or to object such processing; (f) the appeal to a supervisory authority; (g) any automated decision making in processing your Personal Information; (h) the origin of your Personal Information if such information is not collected from you; and (i) the designation of Personal Information in case of transfer of information. • You have the right to rectify any inaccurate Personal Information. • You have the right to request immediate erasure of Personal Information if (a) the Personal Information is no longer necessary to be retained; (b) you revoke your consent; (c) you object the process your Personal Information as there is not legitimate ground to process it; and (d) your Personal Information was processed unlawfully. • You have the right to restrict any processing of your Personal Information if (a) you object the accuracy of Personal Information; (b) the processing is unlawful but instead of erasure you chose to restrict the processing; (c) we do not need your Personal Information but you may need it for other purposes (d) you object the processing pursuant to Article 21(1) of the GDPR. • You have the right to receive your Personal Information that you provided to us in a structured and readable format. If you wish to exercise your rights to your Personal Information, update, delete or restrict any process of Personal Information or revoke your consent to processing the same, please contact us at . If there is any infringement of GDPR in relation to your Personal Information, you may lodge a complaint with a supervisory authority at your residence jurisdiction of European Union. For the avoidance of doubt, as most of our Services do not require collection or retain any Personal Information containing User’s name or contact information, if you wish to exercise your rights to update, delete, or restrict process of any Wallet Information or Transaction Information, you will have the responsibility and obligation to proof to our satisfaction that you own such information. Degen wallet shall have the absolute discretion as to whether accept such proof. Such security measure is to protect any malicious intended actions towards any of our Users’ Personal Information.\ \ **8.** NOTICE TO CALIFORNIA RESIDENTS Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. This section provides additional details about the personal information we collect about California consumers and the rights afforded to them under the California Consumer Privacy Act or “CCPA.” For more details about the personal information we collect from you, please see the “What We Collect” section above. We collect this information for the business and commercial purposes described in the “Use of Personal Information” section above. We share this information with the categories of third parties described in the “Sharing of Personal Information” section above. Company does not sell (as such term is defined in the CCPA) the personal information we collect (and will not sell it without providing a right to opt out). Please refer to our Cookies Policy for more information regarding the types of third-party cookies, if any, that we use. Subject to certain limitations, the CCPA provides California consumers the right to request to know more details about the categories or specific pieces of personal information we collect (including how we use and disclose this information), to delete their personal information, to opt out of any “sales” that may be occurring, and to not be discriminated against for exercising these rights. California consumers may make a request pursuant to their rights under the CCPA by contacting us at . Please note that you must verify your identity and request before further action is taken. As a part of this process, government identification may be required. Consistent with California law, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s valid government issued identification, and the authorized agent’s valid government issued identification.\ \ **9.** Your Rights Under the GDPR, you have certain rights regarding your personal information. You may ask us to take the following actions in relation to your personal information that we hold: Opt-out. Stop sending you direct marketing communications which you have previously consented to receive. We may continue to send you Service-related and other non-marketing communications. Access. Provide you with information about our processing of your personal information and give you access to your personal information. Correct. Update or correct inaccuracies in your personal information. Delete. Delete your personal information. Transfer. Transfer a machine-readable copy of your personal information to you or a third party of your choice. Restrict. Restrict the processing of your personal information. Object. Object to our reliance on our legitimate interests as the basis of our processing of your personal information that impacts your rights. You can submit these requests by email to . We may request specific information from you to help us confirm your identity and process your request. Applicable law may require or permit us to decline your request. If we decline your request, we will tell you why, subject to legal restrictions. If you would like to submit a complaint about our use of your personal information or response to your requests regarding your personal information, you may contact us at or submit a complaint to the data protection regulator in your jurisdiction. You can find your data protection regulator here. # Social DEGEN Social Media Platforms provides a space to connect, learn, and thrive in the ever-evolving world of crypto **Twitter:** \ **Telegram Channel:** \ **Telegram Global Chat:** \ **Fanpage:** [**https://www.facebook.com/DegenWalletOfficial**](https://www.facebook.com/DegenWalletOfficial)\ **Youtube:** \ **Whitepaper:** [**https://docs.degenwallet.co/**](https://docs.degenwallet.co/)
# Pitch Deck lluminating how Degen Wallet empowers partners to navigate the complexities of the project potential with confidence. Join us on this journey and discover the future of finance with Degen Wall {% file src="/files/dJuD2se9WA8eoc3RdZD1" %}